Fidelium

How do you build a strong brand identity as an SME?

How do you build a strong brand identity as an SME?

March 2026 - Many SME entrepreneurs still see branding as something for large companies. As a small or medium-sized enterprise, you have other things to worry about. Right? And that's exactly where the problem lies. Because a strong brand identity is not a luxury. It is a strategic compass that determines how customers see, remember, and trust you. And that is precisely what makes…➤

Don't forget the annual UBO register obligation!

Don't forget the annual UBO register obligation!

March 2026 - As an SME entrepreneur, you have your hands full every year with closings, tax returns, and strategic plans. In that daily stream of obligations, one formality can easily slip through the cracks: the annual confirmation of the UBO register. This is a legal obligation that you should comply with accurately. UBO stands for Ultimate Beneficial Owner, i.e. the ultimate beneficiary… ➤

Is your customer paying late? How to protect your cash flow in 2026

Is your customer paying late? How to protect your cash flow in 2026

March 2026 - Late payments remain one of the biggest frustrations for SME entrepreneurs. Now that invoicing is fully digital via networks such as Peppol, many entrepreneurs expect faster payments. In reality, things are different. And every day of delay directly affects your cash flow. An invoice for 10,000 euros that is paid 30 days late… ➤

Benefit in kind on interest-free loans to decrease in 2025: what does this mean for you?

Benefit in kind on interest-free loans to decrease in 2025: what does this mean for you?

March 2026 - Employers who grant an employee or company director an interest-free loan or a loan at a reduced interest rate thereby grant a taxable benefit in kind (VAA). The reference interest rates for 2025 have fallen. In concrete terms, this means that the taxable benefit, and therefore also the tax, will be lower than in 2024. ➤

Capital gains tax: is it better to opt in or opt out?

Capital gains tax: is it better to opt in or opt out?

March 2026 - Will you have the new capital gains tax on financial assets deducted automatically, or will you arrange everything yourself via your tax return?
For many entrepreneurs and private investors, this is not an easy decision. In 2026, there will be significant changes for those who invest in stocks, funds, or cryptocurrencies. ➤

Why you shouldn't just take EBITDA at face value as an SME entrepreneur

Why you shouldn't just take EBITDA at face value as an SME entrepreneur

March 2026 - Have you ever thought about selling your business? Sooner or later, you'll be asked: “What's your EBITDA?”. In practice, this financial indicator only tells part of the story. The financial indicator EBITDA often comes up in conversations with buyers, banks, and advisors and is often presented as the benchmark for the value of… ➤

Smart rewards: why the CLA 90 bonus remains attractive for SMEs in 2026

Smart rewards: why the CLA 90 bonus remains attractive for SMEs in 2026

March 2026 - As an SME entrepreneur, you may often ask yourself: how can I reward my employees without running up excessive wage costs for my company? One of the most common answers remains the CLA 90 bonus. The granting of bonuses to employees is gaining ground in Belgium. Recent figures from the Acerta social secretariat show… ➤

Two months of mandatory electronic invoicing: not an unqualified success

Two months of mandatory electronic invoicing: not an unqualified success

March 2026 - Since January 1, 2026, electronic invoicing between VAT-registered companies has been mandatory. Two months later, the first effects are becoming apparent. And they are not all positive. Strikingly, invoices are being paid later on average than before the introduction. A PDF invoice sent by email was settled within ten days… ➤

Subsidies for advice via the SME portfolio are being significantly reduced

Subsidies for advice via the SME portfolio are being significantly reduced

March 2026 - Since February 1, 2026, the scope of the SME portfolio has been significantly reduced. From now on, Flemish SMEs can only receive support for advice on cybersecurity. Advice on other topics will no longer be covered by the scheme. Nothing will change for training courses. The SME portfolio is an accessible support mechanism… ➤

A new tax framework from the 2026 tax year onwards

A new tax framework from the 2026 tax year onwards

March 2026 - With the entry into force of the law of December 18, 2025, published in the Belgian Official Gazette on December 30, 2025, the federal government wants to further reshape the tax landscape in our country. We summarize the most important measures below. These reforms will mainly apply from the 2026 tax year and are relevant for both individuals and companies. ➤

Cybersecurity for SMEs: how to increase your digital security without additional costs

Cybersecurity for SMEs: how to increase your digital security without additional costs

February 2026 - Cyberattacks are no longer just a problem for large multinationals. SMEs are also an attractive target for hackers. Often not because there is a lot of money to be made, but because their security is less robust. The good news? Improving your cybersecurity does not have to be expensive. ➤

Sustainability as a cost-saving measure: 5 measures that entrepreneurs often underestimate

Sustainability as a cost-saving measure: 5 measures that entrepreneurs often underestimate

February 2026 - For many entrepreneurs, sustainability still conjures up the same image: investments, reports and extra work. But if you look beyond the label, you will see something else. Many sustainable measures are primarily efficiency measures. They reduce your costs, limit risks and make… ➤

Where you, as an entrepreneur, are leaving money on the table

Where you, as an entrepreneur, are leaving money on the table

February 2026 - Many entrepreneurs focus on turnover. That is understandable: turnover is visible, tangible and often the first thing that is discussed. But turnover means little without context. The real difference almost always lies in margins, cost structure and cash flow. That is precisely where many entrepreneurs are leaving money on the table without realising it. ➤

5 resolutions for entrepreneurs that will really make a difference in 2026

5 resolutions for entrepreneurs that will really make a difference in 2026

February 2026 - The start of a new year is the perfect time to take a step back and look at the bigger picture. Here are five resolutions that can really make a difference in 2026. 1. I make time to understand my figures (not just receive them) You probably receive your figures neatly presented, but do you understand them? In 2026, you resolve to consciously reflect on what your… ➤

New car taxation for legal entities in 2026: what changes should you take into account?

New car taxation for legal entities in 2026: what changes should you take into account?

February 2026 - Since 1 January 2026, the tax treatment of car expenses for legal entities (such as non-profit organisations, international non-profit organisations and private foundations) has changed significantly. Vehicles are no longer exempt from corporate tax. This measure is part of the federal government's broader policy to make mobility greener. ➤

Encouraging employees to participate in the business: why more and more SMEs are opting for participation

Encouraging employees to participate in the business: why more and more SMEs are opting for participation

February 2026 - Participatory entrepreneurship is gaining ground in SMEs. By allowing employees to share in the value creation of your company, the relationship shifts from a mere employee-employer relationship to one of shared entrepreneurship. Share options and warrants play a central role in this, even outside the start-up world. ➤

Peppol mandatory from 2026: what potential pitfalls should you be aware of?

Peppol mandatory from 2026: what potential pitfalls should you be aware of?

February 2026 - Since 1 January 2026, electronic invoicing via Peppol has been the norm for all B2B invoices between Belgian VAT-registered companies. Although there is a grace period until the end of March 2026, the legal framework is set. What potential pitfalls lie ahead? For many SME managers, this means more than just a new obligation… ➤

Check whether your remuneration package relies too heavily on lump-sum benefits

Check whether your remuneration package relies too heavily on lump-sum benefits

February 2026 - Since January 2026, stricter rules have applied to the composition of remuneration packages for company directors.
A new tax rule limits the share of lump-sum benefits of any kind in the total remuneration package to a maximum of 20 per cent.
Are you an SME manager? ➤

The importance of optimal cash flow planning for a financially healthy SME

The importance of optimal cash flow planning for a financially healthy SME

February 2026 - ‘Cash is king’ remains an essential principle for entrepreneurs. Profits on paper are all well and good, but it is the cash in your account that determines whether you can pay your suppliers, make investments or cope with unexpected setbacks. For SME entrepreneurs in particular, well-thought-out cash flow planning… ➤

Will retailers soon be covering part of the fine for shoplifting?

Will retailers soon be covering part of the fine for shoplifting?

February 2026 - Every year, more than 24,000 shoplifting incidents are reported in Belgium. The actual number is probably much higher, but many retailers do not report incidents due to lack of time or because they expect little result. The federal government wants to change this with a new measure whereby shopkeepers can pocket part of the fine themselves. ➤