April 2026 - Belgium currently has around 1.37 million SMEs, accounting for more than 99% of all businesses. Yet there is a striking reality: in 2024, according to figures from Statbel and GraydonCreditsafe, more than 11,000 bankruptcies were declared — the highest number in years. In addition, many more companies cease… ➤
Why customers walk away without complaining (and how to prevent it)
April 2026 - When a customer complains, you know where you stand. But far more often, the opposite happens: customers disappear without saying a word. No feedback, no explanation.
Just silence. For SMEs, this is an underestimated problem.
Because without a signal, there can be no course correction. ➤
Why your SME is missing out on opportunities due to poor lead follow-up
April 2026 - Sending a quote often feels like the end of the process. In reality, it is just the start of a crucial phase. Because although there is interest, that does not mean a prospect will automatically become a customer. Many SMEs unknowingly miss out on opportunities at this stage. Not because their offer isn’t good, but because they fail to follow up. ➤
Ten years of the IOS procedure in Belgium: taking faster and more efficient action against unpaid invoices
April 2026 - Late payments remain a structural challenge for many businesses. To enable businesses to take faster and more efficient action against unpaid (and undisputed) invoices, the legislature in our country introduced the procedure for the Recovery of Undisputed Debts (IOS) in 2016. Ten years on, this… ➤
Guaranteed income and/or business interruption insurance: how can you protect yourself and your business?
Pension reform on the horizon: what does this mean for your SME?
April 2026 - On 6 March 2026, the federal government reached an agreement on a comprehensive pension reform in our country. This means the bill can now be submitted to parliament. If proceedings go according to plan, the new rules could come into force before the summer. The reform is extensive and has two clear objectives: keeping people in work… ➤
Modernisation of the VAT chain from 1 May 2026: what will change for your business?
April 2026 - The Belgian VAT authorities are currently in the process of modernising the so-called VAT chain. A new phase of this modernisation will begin on 1 May 2026. The VAT chain encompasses the entire set of rules governing the declaration, payment, audit and refund of VAT. An initial series of changes already came into effect… ➤
More SMEs than ever, but entrepreneurship is under pressure
April 2026 - Belgium now has more SMEs than ever. In 2024, there were 1.37 million small and medium-sized enterprises in operation. This record figure confirms that entrepreneurship is still alive and well in our country. However, there is also some less positive news: growth is slowing, more and more businesses are closing down, and the financial… ➤
Five commuting trends in Belgium
April 2026 - Cycling is on the rise, remote working is here to stay, and cities are leading the way. These are some of the key findings from the latest federal commuting survey for 2024–2025. For twenty years now, the FPS Mobility has been systematically tracking how employees travel to and from work. As an SME entrepreneur, how do you align your company’s mobility policy with… ➤
