Q2 - 2025

Applying for a loan? Here's how to convince your banker with a strong dossier

Applying for a loan? Here's how to convince your banker with a strong dossier

June 2025 - Your business is growing, your ambitions are clear, but you need extra resources to take the next step. Whether it concerns investments, extra working capital or starting up a new project, without additional financing you often don't get anywhere. Banks and other lenders are willing… ➤

Which subsidies are you missing as an SME? A practical and tailor-made overview

Which subsidies are you missing as an SME? A practical and tailor-made overview

June 2025 - As an SME, it is not always easy to find your way through the maze of subsidies and support measures.
Yet they can give you just the push you need to grow, digitise or become more sustainable. Below is an overview of the most important Flemish and federal subsidies. ➤

No candidates? How to attract talent anyway as a small SME

No candidates? How to attract talent anyway as a small SME

June 2025 - Finding staff today is no sinecure. SMEs in particular are faced with an acute shortage of candidates. Large companies lure with punitive wages and extensive benefits. But that does not mean that you, as a smaller player, have no assets.
More than that: you can just strike out with what they often lack. ➤

Digitising your accounts? Here's how to win back a day every month

Digitising your accounts? Here's how to win back a day every month

June 2025 - Every month it's the same old story: you have to hunt for incomplete invoices, receipts and bank statements. And then the red tape follows. Recognisable? Then it's time to digitise your bookkeeping. Not only will you save time - on average even a full working day per month - but you will also gain… ➤

Crowdlending: smart financing option for growing SMEs

Crowdlending: smart financing option for growing SMEs

June 2025 - Looking for capital without detours through the bank? Crowdlending offers SMEs a flexible and fast alternative to finance projects - from digitalisation to real estate. For many SMEs, the search for funding remains a challenge. Banks have strict conditions and lengthy procedures, and traditional loans are not always suited to the needs of a… ➤

Liquidation reserve reformed: get your money faster, but at a higher rate

Liquidation reserve reformed: get your money faster, but at a higher rate

June 2025 - SME entrepreneurs who set aside tax-advantaged money in a liquidation reserve through their company face an important choice. From 1 July 2025, a new regulation will come into force that allows them to distribute these reserves faster, but at a slightly higher tax burden. ➤

Major adjustments to Crossroads Bank for Enterprises

Major adjustments to Crossroads Bank for Enterprises

June 2025 - Major adjustments to the Crossroads Bank for Enterprises (CBE) have been in force since 28 March 2025. This reform, announced on 1 January 2025, mainly involves changes to the classification of business activities and the structure of NACE codes. The NACE codes classifying economic activities of enterprises were updated from the 2008 version (seven-digit) to the 2025 version (five-digit). ➤

The power of pausing: how rest fuels your entrepreneurship

The power of pausing: how rest fuels your entrepreneurship

June 2025 - Every entrepreneur knows it: periods when things are not flowing. Your head is full, your to-do list is bulging, but your inspiration is lost. Instead of pushing on and exhausting yourself further, sometimes it is just smarter to deliberately hit the pause button.
Entrepreneurship needs rest - and so do you.
1. Recognise the signs of creative fatigue

Email marketing for beginners: how to reach more customers with less effort

Email marketing for beginners: how to reach more customers with less effort

June 2025 - E-mail is still one of the most cost-effective marketing channels - especially for SMEs. It's personal, inexpensive and allows you to directly reach people who have already shown interest in your brand.
And no, you don't need to be a marketer or techie to get started.
This basic guide will get you started easily and efficiently. ➤

New Belgian capital gains tax and exit tax on the way

New Belgian capital gains tax and exit tax on the way

June 2025 - The federal government is working to introduce a new tax on capital gains on financial assets, aimed at private investors and non-profit organisations.
This measure is part of a broader reform of the Belgian tax landscape and would take effect on 1 January 2026. In addition to this capital gains tax, there will also be a so-called ‘exit tax’ on cross-border transfers. ➤

The ultimate checklist for a performing Google Business page

The ultimate checklist for a performing Google Business page

May 2025 - Want to be better found locally as a business owner?
Then a well-filled Google Business profile (formerly Google My Business) is essential. It is often the first thing customers see of you - even before your website. Yet many SMEs miss opportunities here. This checklist will help you optimise your profile in less than an hour. ➤

Scoring on social media: tips for entrepreneurs with little time

Scoring on social media: tips for entrepreneurs with little time

May 2025 - Social media are indispensable today to stay visible as an entrepreneur.
But posting something every day? Nobody has time for that - especially if you run an SME. Fortunately, there are smart ways to save time and still have a consistent presence.
Scheduling is the key word. With these tips, you can do this efficiently and strategically. ➤

What every entrepreneur needs to know about the legal framework of discounts and promotions

What every entrepreneur needs to know about the legal framework of discounts and promotions

May 2025 - Giving discounts can win over customers, make your stock sell faster or attract new customers. But did you know that in Belgium there are strict rules around promotions? Especially in sectors such as clothing, shoes and leather goods, the rules are clearly defined. In this article, we will guide you through the basic principles, so… ➤

Wage bonus (CAO 90) in 2025: interesting reward with strict timing

Wage bonus (CAO 90) in 2025: interesting reward with strict timing

May 2025 - Those who want to motivate and reward their employees for their efforts in an advantageous way have an interesting track available with the wage bonus based on CAO 90. This bonus - officially the non-recurring result-related benefit - is both fiscally and socially attractive, but has clear rules. What is a wage bonus according to Collective Agreement 90?

Five ways to reward loyal customers

 Five ways to reward loyal customers

May 2025 - For SMEs, it is often more cost-effective to bet on customer loyalty than to constantly acquire new customers. Loyalty programmes can play a key role here, provided they are used strategically. Below, we discuss five effective methods to reward customer loyalty without compromising your profitability. 1. Points programmes. Customers earn points with every purchase, which they can… ➤

Financial peace of mind for SMEs: how to keep your numbers under control in 30 minutes a week

Financial peace of mind for SMEs: how to keep your numbers under control in 30 minutes a week

May 2025 - As an entrepreneur, you do everything you can to keep your business financially sound. Yet managing numbers on a daily basis can be overwhelming. By devoting just 30 minutes each week to a structured financial check, you can proactively respond to developments and run your business with confidence. ➤

What does the De Wever government's Easter Agreement mean for your business?

What does the De Wever government's Easter Agreement mean for your business?

May 2025 - On 11 April 2025, through the so-called Easter Agreement, the federal De Wever government proposed a package of tax and social reforms that could have a direct impact on entrepreneurs.
What are the main fiscal and social measures, and what can they mean concretely for your SME? ➤

New NACE-BEL codes from 2025: what do you need to know about this?

New NACE-BEL codes from 2025: what do you need to know about this?

May 2025 - On 28 March 2025, the updated NACE-BEL codes officially came into force.
The Crossroads Bank for Enterprises (CBE) has automatically converted all existing economic activities to this new classification, with retroactive effect from 1 January 2025. What does this mean for your company? ➤

Towards more administrative simplification for entrepreneurs and their advisers

Towards more administrative simplification for entrepreneurs and their advisers

May 2025 - In the federal coalition agreement, the theme of administrative simplification runs like a thread through the various policy measures.
Eliminating unnecessary (business) taxes and adjusting or scrapping administrative formalities must become a top priority. Increasing demand for administrative simplification.

Car taxation year 2025: update key ground rules

Car taxation year 2025: update key ground rules

May 2025 - The rules of the game regarding car taxation in Belgium are in a state of flux. Since 2023, the federal government in our country has been strongly committed to greening the car fleet, and as an entrepreneur, you feel this more and more in your wallet. In 2025, the tax rules will be even stricter. Electric cars remain the spearhead, but unexpectedly, there is also room… ➤